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Process

The Debt Counselling Process

Process

Get in touch with us

Get in touch with us: You can request a call back on 082 857 9523 or sms

Email

Email or via completion of contact form on website

Follow up interview with the debt counselor

Follow up interview with the debt counselor

Contact with creditors

Contact with creditors to obtain balances and to stop legal action

Decision whether

Decision whether you are over indebted

Draw up a proposal

Draw up a proposal with lower interest in consultation with all the creditors

Make a proposal for a court order

Make a proposal for a court order

Get a clearance certificate

Get a clearance certificate as soon as all accounts paid up

Documents Required On Application

Copy of Identity Document / Passport

Copy of Identity Document / Passport

Most recent payslip

Most recent payslip

Latest three months bank statement

Latest three months bank statement

Statements from your creditors

Statements from your creditors

What Is Expected From You, As A Client?

Co-operation

Co-operation: On application, provide the debt counsellor with all the required documentation

Stick to your payment arrangement

Stick to your payment arrangement.

Answer  calls / letters  from creditors

Answer calls / letters from creditors

Contact your debt counsellor

Contact your debt counsellor should you receive letter of demand or summons

Our Address

Office number 9.6 Access City

5 Beacon Road

Doornfontein

2094

Contact Details

Telephone: 011 402 0031

Cell: 082 857 9523

Email: info@sonoxdebtcounsellors.co.za

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